When a loved one begins to show signs of memory loss or receives a diagnosis of Alzheimer’s disease or another form of dementia, families are faced with an emotional journey that comes with important decisions. One of the most significant is understanding the cost of memory care and how to plan for it.

At The Sonnet at Tennyson Assisted Living and Memory Care in Madison, Wisconsin, we know that navigating memory care costs can feel overwhelming. You want your loved one to receive specialized support in a secure environment that prioritizes their well-being—without having to compromise due to financial uncertainty. This blog is designed to provide clarity, insight, and compassion as you explore what the cost of memory care truly means.

Understanding the Cost of Memory Care

When families begin considering memory care, one of the first questions is often, “How much should we expect to pay?” The answer can vary widely depending on location, level of care required, and the amenities provided by the community.

The cost for memory care is typically higher than traditional assisted living facilities due to the specialized services and secure environments that memory care facilities offer. This includes enhanced staffing ratios, advanced staff training, therapeutic programs, and safety features.

At The Sonnet at Tennyson, memory care starts at $6,500 per month, with pricing based on the level of support and services your loved one needs. This all inclusive monthly fee includes personalized care plans, medication management, three home-style meals a day, and access to enriching daily activities that promote connection and comfort.

Some services may be charged separately depending on the specific needs of the resident, such as specialized therapies, additional personal assistance, or enhanced medical care beyond the standard offerings. However, our goal is to ensure transparency and clarity so families can plan with confidence.

The True Cost of Memory Care

The national average monthly cost of memory care ranges from $4,950 to $8,250, with the national median cost estimated around $6,450. However, there can be a significant difference between communities based on the quality of care, geographic location, and scope of services included.

Many of these memory care facilities also charge extra for essential services such as medication management, assistance with bathing or grooming, transportation to medical appointments, or participation in specialized wellness programs. These additional services can quickly add up, making the true cost of memory care much higher than the base rate initially advertised.

In Wisconsin, the state's estimated median cost for memory care falls in line with the national average, though communities in areas like Milwaukee may trend slightly higher due to increased demand and other economic factors.

Factors That Influence Memory Care Costs

Every memory care community is different, and the cost of memory care depends on a variety of considerations, including:

Level of Personal Assistance Needed

Some residents may require light supervision, while others need extensive help with bathing, grooming, medication, or mobility. The more individualized the care, the more it may affect monthly memory care costs.

Specialized Services and Amenities

Communities that offer amenities like physical therapy, therapy animal visits, social outings, or personalized lifestyle programming may have higher costs—but they also provide an enriched living experience that enhances quality of life.

Medical Care and Support

Communities that provide access to on-site nurses, medication management, and skilled nursing care (especially for residents with complex conditions) offer tremendous value but may increase overall cost.

Type of Apartment or Suite

From cozy studios to one- and two-bedroom layouts, the style and size of the residence will also impact cost. At The Sonnet at Tennyson, each residence is thoughtfully designed to be safe, welcoming, and tailored to comfort.

Financial Assistance and Coverage

Covering the cost for memory care can be a concern for many families. Fortunately, there are a variety of financial assistance options and resources that may help ease the burden:

Veterans Benefits

Many older adults qualify for assistance through Veterans Affairs (VA), especially those who served during wartime. The VA Aid and Attendance benefit may provide a monthly stipend to cover care costs.

Medicaid Benefits

In Wisconsin, Medicaid benefits may help cover long term care services for those who qualify financially and medically. Each state’s coverage details vary, so it's helpful to consult a local senior living advisor or Medicaid specialist for accurate guidance.

Medicare Coverage and Medicare Advantage Plans

While Medicare coverage does not typically pay for long-term memory care, it may cover related costs like inpatient hospital care, short-term skilled nursing care, or specific medical evaluations.

Private Funds and Long-Term Care Insurance

Many families manage care costs through private funds, retirement savings, or by selling assets. Long-term care insurance can also help, but eligibility and payouts vary depending on the policy terms and when it was purchased.

Comparing Memory Care Communities

When evaluating different memory care centers, it’s important to look beyond the numbers and understand what’s included in the monthly fee. The Sonnet at Tennyson offers a meaningful and personal approach to memory care that includes:

A warm, compassionate staff trained in specialized care techniques
Thoughtfully curated activities that stimulate cognitive function
Comfortable, safe residences and inviting community spaces
Full-time nurse oversight and 24/7 support
Three home-style daily meals

While most memory care facilities provide essential support, not all offer the same services or level of engagement. Some communities may include key offerings like medication management and daily living assistance in their base rate, while others charge separately for those services. Be sure to ask what’s included in the monthly fee, whether care is charged à la carte or all inclusive, and how changes in health may impact pricing.

Planning for the Future

Making the decision to move a loved one into a memory care unit is not only financial—it’s deeply emotional. At The Sonnet at Tennyson, we recognize that every family’s journey is unique, and our goal is to support you with empathy and expertise.

Understanding memory care costs is an important first step in planning for your loved one’s future. Take the time to compare communities, explore funding options, and seek guidance from a trusted senior living advisor. The right support can make all the difference in managing memory impairments and enhancing your loved one’s overall well-being.

Peace of Mind Starts with Clarity

The cost of memory care can feel daunting at first, but knowledge brings peace of mind. Learning about your options, understanding what’s included in the average monthly cost, and exploring avenues for financial assistance empowers you to make a decision that honors your loved one’s needs with compassion and dignity.

At The Sonnet at Tennyson, we are honored to walk this journey with you. Our community is more than a place to live—it’s a place to belong, to be understood, and to experience care that feels like family.

If you’re ready to learn more about our memory care program, we invite you to get in touch. Schedule a tour, meet our dedicated team, and discover how we can support your family through this meaningful chapter.

Ready to experience the harmony of senior living? Contact The Sonnet at Tennyson to schedule a tour!

Cost of Memory Care: How Much Should You Expect to Pay?